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Henrich Insurance Group Blog: protection

View the latest blog posts from Henrich Insurance Group.

After searching for months, you've finally found the home of your dreams. You've signed on the dotted line and moved in. Now it's time to ensure that you protect your home so that you and your family can avoid costly incidents. 1. Buy Home Insurance If you haven't done so before moving into your home, make sure to buy home insurance. READ MORE >>

As you shop for home insurance, your agent may ask you how much dwelling coverage you would like to buy. Dwelling coverage is the amount of financial help you receive to cover the structure of the home. It is sometimes called Coverage A. If your home gets damaged or destroyed through a covered event, this policy will help to cover some or all those losses. READ MORE >>

Flood Maps are Changing...What you Should Know Timing is important, owners only have one chance to grandfather and lock in the existing zone for future rating. Last chance to qualify for grandfathering is to buy or renew a policy before the new Flood Insurance Risk Maps (FIRMs) becomes effective. READ MORE >>

One way to ensure that your renters insurance will cover your home is to know what perils the policy covers. That way, you can take steps to minimize the chances that a peril will strike you. Therefore, you have a better chance of your insurance company honoring your peril claims. READ MORE >>

It is time to move on. Maybe you are ready to retire. Maybe it is time that you look into other business ventures. Ending or closing your business means that you likely have a lot to do and a lot of things to wrap up. However, ending your business insurance coverage shouldn’t be the first thing you do when you close your business. READ MORE >>

A fire occurred. Damage from smoke destroyed your carpeting. Perhaps a pipe frozen in the home led to significant water damage. Your renters insurance may help you to recoup the losses from these types of incidents. READ MORE >>

It’s hard to imagine anything but good things when you are heading out onto the water that first weekend. Your boat is primed and ready to go. You’ve battled through a cold winter and can’t wait to have some fun. If you really have prepared well, you have a boat insurance policy you can rely on for most types of risks you face when operating that boat. READ MORE >>

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