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Bundle Your Insurance Policies and Save With a Multi-Policy Discount Learn how to get a lower rate with home, renters, condo, auto, and other insurance discounts. Henrich Insurance Group multiple-policy discounts can apply to combinations of home insurance, auto insurance, motorcycle insurance, boat insurance or other HIG policies to help you save. READ MORE >>

After a car accident, paying the deductible part of the repair bill is often painful. Writing it off on your taxes can reduce at least a little of the pain. Federal tax law does allow you to take a deduction for the accidental damage or theft of your car. Given the limits on the write-off, though, you may not have much success claiming it. READ MORE >>

  Pipes That Are Vulnerable to Freezing There are some pipes that are more vulnerable to freezing than others:   READ MORE >>

For most people, their home is their biggest investment. When it's damaged, you want to make sure it's repaired properly and quickly. Understanding the claims process will help ensure that you get full value from your homeowners insurance policy.   READ MORE >>

 House Bill 1774 House Bill (HB) 1774, landmark property insurance lawsuit reform passed by the Texas Legislature this year, takes effect this Friday, September 1, 2017. This legislation does not change how you file a claim or how your insurer will process your claim. READ MORE >>

Flood Claim Procedures  Adjuster Initial Contact An adjuster will call to set an appointment at the policyholder's phone given in the First Notice of Loss. Adjuster physically views the damaged property, photos and samples collected by the policyholder to define a preliminary estimate of the claim. READ MORE >>

 My Car was Flooded Thousands of Texans are picking up the pieces after Harvey and its rentless rains flooded widespread areas. Here are answers to some common questions if you car was flooded. 1. Will my insurance cover it? READ MORE >>

You've filed a claim with your insurance company. What do you do next?  First, be sure that your agent has on file a phone number where you can be reached, especially if your home was damaged to the extent that you are no longer living there. READ MORE >>

Report a Claim (Damage From a Named Storm)   We hope you and your families are safe during this difficult time in our city, and we want to make your claim process as stress free as we can. The following is Claims information for use after a named hurricane, tropical storm or flood for damage that exceeds your deductible. READ MORE >>

 INSURANCE TIPS Insurance Tips - Before the Storm  Keep a written inventory of your possessions. Take photos or videotape of each room and the exterior of your home to keep with your inventory. Gather important documents and insurance cards and policies. READ MORE >>

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