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Henrich Insurance Group Blog: houston home insurance

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A big sigh of relief is being breathed in many communities as home values are once again on the rise. And while not every community is experiencing this revival, individuals living in those that are may be wondering how this increase will affect their Houston home insurance policy. READ MORE >>

When deciding whether to purchase a specific line of insurance coverage to protect your health, income, or property, it helps to understand what the purpose of insurance is. An insurance policy is not about minimizing the risk that something bad will happen to you; it's also not there to pay for your pain and suffering. READ MORE >>

A home gym can be a great investment for your health and your pocketbook when compared to the cost of long-term health club memberships. But without the right insurance and safety measures, your home gym could be a lot more expensive than it seems. Invest in Umbrella Liability READ MORE >>

You can amass many belongings over the course of a lifetime. And unless you are completely alone, you will probably collect enough property for more than one lifetime as you share your life with your spouse and your children, and you take on the property of deceased relatives. READ MORE >>

Many disasters caused by winter weather conditions can be prevented by taking a few simple steps. Although it's hard to think about such things during warmer months, it's important to be prepared when the colder weather arrives. It's hard to predict the weather in the future. READ MORE >>

Property exclusions exist in Sections A and B of a homeowners insurance policy. The following are some of the most important exclusions to be aware of:Collapse - If a home collapses, there is no coverage provided unless the cause is included in the list of additional coverage inclusions section. READ MORE >>

Whether you have a mortgage or not, home insurance is an important necessity. After all, bearing the replacement or rebuilding costs of your home without insurance may be a fiscal impossibility—and being homeless is certainly not an option. READ MORE >>

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