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Henrich Insurance Group Blog: policy

View the latest blog posts from Henrich Insurance Group.

Bundle Your Insurance Policies and Save With a Multi-Policy Discount Learn how to get a lower rate with home, renters, condo, auto, and other insurance discounts. Henrich Insurance Group multiple-policy discounts can apply to combinations of home insurance, auto insurance, motorcycle insurance, boat insurance or other HIG policies to help you save. READ MORE >>

Just like with cars, all motorcycle owners are required to buy motorcycle insurance for protection on the road. But many people aren’t sure what this coverage provides in terms of benefits. The good news is that having a good motorcycle insurance policy in place protects you and the investment you’ve made in your bike. READ MORE >>

What are the 5 most common home insurance liability claims?     If your homeowners insurance policy doesn't have enough liability coverage and a visitor is injured while visiting your home, you could be left footing a very pricey bill. READ MORE >>

Umbrella Insurance Features and Coverage Options Affordable Coverage You Can’t Afford to Be Without In the blink of an eye, a multimillion dollar lawsuit could jeopardize your home, car, property, savings, investments and even your future income. In most cases an umbrella policy will provide additional coverage for: READ MORE >>

Insurance claims adjusters are often seen as the bad guys of the industry. They aren’t. In fact, they’re the good guys that keep insurance rates down for all of the honest folks that take out insurance on their property. Claims adjusters are tasked with determining if a fraudulent claim is being made. READ MORE >>

Check out these hot tips for finding the best combination of coverage and price.By John Loos       Think you're paying too much for your car insurance?Understanding your car, your policy, and your insurance company can only help you - and your wallet - in the long run. READ MORE >>

It’s always a good idea to meet with an insurance agent before you commit to an insurance policy. Prior to meeting with an agent, it can be helpful to get multiple online quotes so that you understand how different options affect your insurance premiums. READ MORE >>

Many disasters caused by winter weather conditions can be prevented by taking a few simple steps. Although it's hard to think about such things during warmer months, it's important to be prepared when the colder weather arrives. It's hard to predict the weather in the future. READ MORE >>

Property exclusions exist in Sections A and B of a homeowners insurance policy. The following are some of the most important exclusions to be aware of:Collapse - If a home collapses, there is no coverage provided unless the cause is included in the list of additional coverage inclusions section. READ MORE >>

Home insurance policies offer protection for personal contents inside the home and so do rental insurance policies. But does this blanket form of contents coverage mean that every item inside your home is sufficiently covered? Replacement versus Actual Value READ MORE >>

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