Depending on your property location, your home is either considered at high-risk or at moderate-to-low risk for flood.
There is a 30-day waiting period before flood policies take effect. Call today to start the process. Be prepared for the next storm. Anywhere it rains, it can flood so let's start your coverage today!
Steps for Securing Flood Insurance
1. Call our office 713-349-0400 or fill out our online form to determine your flood zone.
2. If in zone B, C, or X you can see your rate below for owner occupied policies.
3. If in any other zone you will need an elevation certificate (cost is $297 for HIG Customers with DaRam Engineers, Inc. (713-528-1552)
4. Once elevation certificate is received we can calculate rate for your area.
"Premiums are set by the NFIP (National Flood Insurance Program) and will not vary by Insurance Company.
submissions or payments made via this website do not constitute a
binding agreement to your policy or coverages. Changes and
payments to policies are not effective or binding until you, or any
party involved, receive official notice from either your insurance agent,
or your insurance company. If you have any questions, please feel free to
Per the terms of our
we will not resell your information to any third-party.