• Home
  • Get A Quote
    • Automobile
    • Business & Commercial
    • Bonds
    • Flood
    • Homeowners
    • Life Insurance Quote
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Umbrella
    • Watercraft & Boat
    • Windstorm
  • Service/Claims
    • Customer Service
    • Claims
  • Mortgage/Realtor Professionals
  • Blog
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Calculators
    • Important Files
    • Insurance Glossary
    • Frequently Asked Questions
    • News Center
  • About Us
    • About Henrich Insurance Group
    • Our Location
    • Employee Directory
    • Event Calendar Page
    • The "REAL Santa" Les from Baybrook Photo Sessions
    • Customer Testimonials
    • Partners
    • Join Our Newsletter
    • Contact Us
    • Privacy Policy
Call Us Today: (713) 349-0400
Henrich Insurance Group
Home > Flood Insurance - Houston & Galveston, TX

Flood Insurance


Flood Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Need help click on the live support online button below to speak to a live agent now!

Customer Service Button


Flood Quote

Flood Insurance Customer Service Options

To file a claim visit the carriers website by clicking on the link below or call.
 Need help? 


Flood Property Loss Claim Form
Request Declaration and Coverages Page for Existing Flood Insurance Coverage

Flood Insurance Information

Houston & Galveston TX Flood Insurance

HIG: Where Service & Trust Come First


As a major Gulf Coast city, Houston is no stranger to significant flooding. Floodwaters can cause major damage to your home and possessions, and it can be incredibly expensive fixing and replacing what was damaged in a storm.

While you might think your home insurance coverage will help you out here, there's something you should know: Flood losses are not covered by your homeowners insurance policy.

Floodwaters have the power to damage not only your home and sense of security, but also your financial future. How can you protect your most important investment in case of flooding?

Option 1: Hope That You'll Receive Federal Disaster Relief If A Flood Hits.

Many people wrongly believe that the U.S. government will take care of all their financial needs if they suffer damage due to flooding. The truth is that Federal disaster assistance is only available if the President formally declares a disaster. Even if you do get disaster assistance, it's often a loan you have to repay, with interest, in addition to your mortgage loan that you still owe on the damaged property.

Most importantly, you must consider the fact that if your home is flooded and disaster assistance isn't offered, you'll have to shoulder the massive damage costs alone. The bottom line is that if you're looking for secure protection from financial loss due to flood damage, Federal disaster assistance is not the answer.

Option 2: Buy Flood Insurance And Stay Protected No Matter What.

When disaster strikes, flood insurance policyholder claims are paid even if a disaster is not Federally declared. Flood insurance means you'll be reimbursed for all your covered losses. And unlike Federal aid, it never has to be repaid.

In general, a policy does not take effect until 30 days after you purchase flood insurance. So, if the weather forecast announces a flood alert for your area and you go to purchase coverage, it's already too late. You will not be insured if you buy a policy a few days before a flood.

HIG - Henrich Insurance Group offers quality flood insurance coverage, designed to meet your needs and your budget. In fact, the policies we offer can cost as little as $129 a year! Call us at (713) 349-0400 or request an online quote to learn more.
Henrich Insurance Group BBB Business Review
Trusted Choice
Facebook Twitter LinkedIn
13920 Osprey Ct, Suite B
Webster, TX 77598
P: (713) 349-0400 | F: (713) 349-8485

Email Us


© Copyright 2017. All rights reserved.
Powered by Insurance Website Builder