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PRIVACY STATEMENT

EZLynx Privacy Policy

 

Introduction

All information that you provide through this website portal is being provided to this Insurance Agency (this "Agency"), through its affiliate, Webcetera, LP, a Texas limited partnership dba EZLynx ("we" "us" or "EZLynx"). Note that this Privacy Policy addresses the collection, storage and use of your information by EZLynx only. The use of your information by the Agency may be addressed in a separate privacy policy provided or posted by the Agency. EZLynx is committed to protecting the privacy of our users and we use our best efforts to ensure that the information you submit to us through this website portal remains private and is used only for the purposes set forth herein.

 

What this Privacy Policy Covers

This policy covers how EZLynx treats personal information that we receive, collect and store, including information related to your past use of our services. Personal information is information about you that is personally identifiable like your name, address, email address, phone number, driver's license number, driver information or other personal information provided to us in connection with your use of this website and our services, and that is not otherwise publicly available.

This policy applies only to EZLynx, creator of the system that assists the Agency in providing its rate quotation services, as well our officers, owners, successors and assigns, but does not apply to the practices of the Agency or companies that EZLynx does not own or control, or to people that EZLynx does not employ or manage. Such other companies or persons may have their own privacy policy, which we encourage you to read and understand.

Information Collection and Use

EZLynx collects personal information when you use this website portal. All information you provide to us is also available to the Agency. When you use this website portal, we ask for information such as your name, email address, birth date, gender, zip code, occupation, driver's license, driving record, and certain other information necessary for to provide you with insurance premium rate quotes. Additionally, we may ask for your address, Social Security number and information about the assets for which you are seeking insurance protection. Once you use our services, you are not anonymous to us.

EZLynx collects information about your insurance policy request and forwards your information to our member insurance carriers for insurance policy rate quote information. They may use this information in order to seek other information in order to provide your rate quote information. That may include credit reports, motor vehicle reports, previous claims activity and other relevant information. The parties providing this information may include affiliated insurance underwriting companies, claims representatives, independent contractors, insurance agents and brokers, and courts and government agencies.

We automatically receive and record information on our server logs from your browser, including your IP address, cookie information and the page you request. We use the collected information for the following general purposes: to fulfill your insurance rate quote request, customize the advertising and content you see, improve our services, contact you, conduct research, provide anonymous reporting for internal and external purposes, and for certain other analytical purposes. Our analysis produces "cumulative output" and does not show, display or report specific personally identifiable information.

Information Sharing and Disclosure

We do not sell, share, license or provide personal information about you to any other people or nonaffiliated companies other than to those carriers from which we request insurance policy rate quotes, on your behalf, and with the insurance agency that is acting on your behalf. In connection with our provision of your information, note that:

(a) We will provide the information to trusted partners who work on our behalf and are under confidentiality agreements. These companies or contractors may use your personal information to help us provide services to you.

(b) We will respond to subpoenas, court orders or legal process, or to establish or exercise our legal rights or defend against legal claims. We believe it is necessary to share information in order to investigate, prevent or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, or as otherwise required by law.

(c) We will transfer information about you if we are acquired by or merged with another company. In that event, we will post appropriate notifications on this privacy policy before your information is transferred and becomes subject to a different privacy policy.


Confidentiality and Security

We will maintain the confidentiality of the information that we collect during your visit to our website. We do this by maintaining internal practices that help to protect the security and confidentiality of this information and by limiting access to personal information about you to employees who we reasonably believe need to come into contact with that information to provide products and services to you or in order to do their jobs.

Cookies

As is common practice with websites, we use cookies to enhance your web viewing experience. A "cookie" is a small text file that a website can place on your computer's hard drive in order, for example, to collect information about your activities on the site or to recognize your computer in the future. The cookie transmits this information back to the website's computer which, generally speaking, is the only computer that can read it.

When you log onto our website, our website system assigns you a unique identification number and records that number in the cookie file for your computer. Then, when you visit us again, we are able to read this number to help gain prompt access to your information. The cookie can help ensure that your information is kept accurate and also, as a matter of convenience, keeps you from having to re-enter certain personal and identifying information. Despite its existence, the cookie will not be associated with any personal information about you and EZLynx will not be able to identify you personally online. The information stored in the cookie is in an encrypted format and cannot be read without the encryption key.

While we believe that certain cookies enhance your web experience with our website, you have the option of setting your web browser to reject cookies. However, doing so may negatively impact the performance of this website.

Changes to this Privacy Policy

We may, from time to time, update this policy. We will prominently post on this policy page, the date and content of any significant changes in the way we treat personal information.

Disclaimer

The security of all information associated with our users is an important concern to us. As stated above, we exercise care in providing secure transmission of your information from your computer to our, and our affiliates', servers. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, we cannot ensure or warrant the security of any personal information you transmit to us or from our online products and services, and you do so at your own risk. Once we receive your transmission, we, including our affiliates, use industry standard efforts to safeguard the confidentiality of your personal information, such as firewalls and secure socket layers. However, "perfect security" does not exist on the Internet.

Acceptance of Privacy Policy Terms

By using this website, you acknowledge your agreement with EZLynx's privacy policy. IF YOU DO NOT AGREE WITH THIS POLICY, PLEASE DO NOT USE THIS WEBSITE. Your continued use of EZLynx's website following the posting of changes to these terms will mean you accept those changes.

General

This privacy policy is governed by the internal substantive laws of the State of Texas, without regard to its conflicts of law principles. Jurisdiction for any claims arising under the terms and conditions of this privacy policy shall lie exclusively with the state and federal courts of the State of Texas, in the County of Dallas. If any provision of this privacy policy is found to be invalid by a court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this privacy policy, which shall remain in full force and effect.

LIMITATION OF LIABILITY

EZLYNX WILL NOT BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES THAT ACCOMPANY OR RESULT FROM YOUR USE OF THIS WEBSITE, INCLUDING, BUT NOT LIMITED TO DAMAGES OR INJURY CAUSED BY ANY: (a) USE OF (OR INABILITY TO USE) OUR WEBSITE; (b) USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM OUR WEBSITE; (c) FAILURE OF PERFORMANCE; (d) ERROR; (e) OMISSION; (f) INTERRUPTION; (g) DEFECT; (h) DELAY IN OPERATION OR TRANSMISSION; (i) COMPUTER VIRUS; OR (j) LINE FAILURE. EZLYNX IS NOT LIABLE FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES, WHICH ARE DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY, DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY. FURTHERMORE, EXCEPT AS PROVIDED BELOW, EZLYNX IS NOT LIABLE EVEN IF WE HAVE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR BOTH.

HOWEVER, IN CERTAIN STATES WHERE THE LAW MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR THESE INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY AND YOU MAY HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES. IN ANY EVENT, THE LIABILITY OF EZLYNX TO YOU FOR ALL LOSSES, DAMAGES, INJURIES AND CLAIMS OF ANY KIND, WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR THEY ARE CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT OR ANY OTHER LEGAL THEORY, WILL NOT BE GREATER THAN THE AMOUNT YOU HAVE PAID TO ACCESS OUR SITES.

DISCLAIMER

THE MATERIAL ON AND PROVIDED THROUGH THIS WEBSITE IS PROVIDED ON AN "AS IS" BASIS. THIS MEANS THAT WE DISCLAIM ALL EXPRESS AND IMPLIED WARRANTIES ABOUT THE MATERIAL IN THE SITES. THIS INCLUDES, BUT ITS NOT LIMITED TO, WARRANTIES THAT: (a) THE MATERIAL IS OF ANY PARTICULAR LEVEL OF QUALITY OR IS FIT FOR A PARTICULAR PURPOSE; (b) THAT THE FUNCTIONAL ELEMENTS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE; (c) THAT DEFECTS WILL BE CORRECTED; (d) THAT OUR SITE, OR THE SERVERS THAT MAKE THEM AVAILABLE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS OR CONDITIONS; OR (e) THAT INFORMATION CONTAINED IN THE SITE IS ACCURATE AS OF ANY PARTICULAR DATE.

Questions and Suggestions

If you have any questions or suggestions regarding our privacy policy, please contact us in card of EZLynx at:

Webcetera, LP.

601 Silveron Blvd, Suite 170

Flower Mound, TX 75028

Attn: Customer Service

Disclaimer

The security of all information associated with our users is an important concern to us. We exercise care in providing secure transmission of your information from your computer to our, and our affiliates', servers.  Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure.  As a result, while we strive to protect your personal information, we cannot ensure or warrant the security of any personal information you transmit to us or from our online products and services, and you do so at your own risk.  Once we receive your transmission, we, including our affiliates, use industry standard efforts to safeguard the confidentiality of your personal information, such as firewalls and secure socket layers.  However, "perfect security" does not exist on the Internet.

The insurance premium rate quotes provided to you through this website are for pricing comparisons and quotation estimate purposes only.  The insurance rate quotes provided are based on the information you provide us and general assumptions that may or may not be applicable to you and are subject to change at any time.  These rate quotes do not constitute an offer of insurance, nor is any contract, agreement, or insurance coverage implied, formed or bound by the provision of rate quotes.  Insurability, final insurance premium rate quotes and an offer of insurance, if any, will be determined by the insurance company or agency providing your insurance policy.  You must contact the independent agent directly to obtain a quote for binding purposes.

TERMS AND CONDITIONS

EZLynx Consumer Portal Terms of Use

Terms and Conditions of Use

Please read these Terms and Conditions of Use ("Terms of Use") carefully before using this Website (the "Site"). This Site is the property of Webcetera, LP, a Texas limited partnership dba EZLynx ("we" "us" or "EZLynx"). Your use and operation of this Site is governed by these Terms of Use, and is further subject to our privacy policy. BY ACCESSING OR USING ANY PART OF THIS SITE, YOU AGREE TO BE BOUND BY THESE TERMS OF USE. If you do not agree with any part of these Terms of Use, you must exit this Site. Note that these Terms of Use may be amended or modified from time to time and at any time, without advanced notice.

Permitted Use

The content, graphics, information, quotations, code and software used on or incorporated into this Site (collectively "Content") is made available for your personal use in connection with the generation and display of insurance quotations only. Use of this Site by unauthorized persons is strictly prohibited. Unless agreed to in writing by EZLynx, you may not create a direct link from another Web site to the Site. Except with respect to insurance quotation information generated by this Site, which is for your use only, you may not harvest, post, transmit, copy, modify, create derivative works from, or distribute anything you obtain or download from the Site. You agree to comply with all applicable state, federal and international laws, statutes, ordinances and regulations regarding your use of our service and this Site. You agree not to upload or transmit through the Site any computer viruses, trojan horses, worms or anything else designed to interfere with, interrupt or disrupt the normal operating procedures of this Site or its end-users. Any unauthorized modification, tampering or change of any information, or any interference with the availability of or access to the Site is strictly prohibited. You may not use any "robot", "spider" or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process to access, acquire, copy or monitor any portion of the Site, or in any way reproduce or circumvent the navigational structure or presentation of the Site, to obtain or attempt to obtain any materials or information through any means not purposefully made available through the Site. You agree that you will not use any device, software or routine to interfere or attempt to interfere with the proper working of this Site or any transaction being conducted on this Site, or with any other person's use of this Site. You may not attempt to gain unauthorized access to any portions of this Site, other accounts, computer systems or networks connected to any of our servers, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through this Site.

Content

All Content is the property of or licensed by EZLynx. Similarly, the EZLynx logo and all EZLynx trademarks, service marks and copyrights (collectively the "Marks"), are the property of EZLynx and are protected by copyright and trademark laws. Except in connection with your authorized use of this Site, you are not being granted any right or license under any Mark nor are you granted any other intellectual property right in or to the Content. All such rights are retained by EZLynx.

Information You Provide

You are solely responsible for any user information that you provide to us ("User Data"). You hereby grant to EZLynx and its agents and insurance vendors the right to use and store the User Data in a manner consistent with the intended use of this Site. EZLynx will use the User Data in accordance with our Privacy Policy, which is accessible on this Site. We may disclose User Data if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce these terms and conditions; (c) respond to claims that any Content violates the rights of third-parties; or (d) protect our rights, property, or personal safety, its users and the public.

Third Party Sites

At times, the Site may have links to Web sites hosted by other parties ("Third-Party Sites"), or such Third-Party Sites may have links to the Site. These links are offered as a convenience and for informational purposes only, not as referrals or endorsements by EZLynx of the Third-Party Sites. Third-Party Sites are maintained by their respective organizations, and those organizations are solely responsible for the content of their own Web sites. EZLynx does not verify nor make any warranty or representation about the content, accuracy, opinions expressed, warranties, products or services, intellectual property compliance, or links of such Third-Party Sites. You should read the privacy policies and terms of use agreements of all Third-Party Sites.

Password Registration

Certain features or services offered on or through this Site may require you to create an account or for EZLynx to issue a user name, password or passcode to you. You are solely responsible for maintaining the confidentiality of your account information, including your user identification, password and any and all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or password, or any other breach of security. EZLynx will not be liable for any loss that you may incur as a result of someone else using your password, either with or without your knowledge. However, you could be held liable for losses incurred by us or another party due to someone else using your password.

Access Restrictions / Termination

Subject to the terms of any written agreement between you and EZLynx, EZLynx reserves the right to restrict or terminate your access to this Site and its services at any time, with or without cause and without notice to you.

Disclaimer / Liability Limitation

You agree that from time to time this Site may be inaccessible or inoperable for any reason, including, without limitation, equipment malfunctions, periodic maintenance procedures or repairs which we or our agent may undertake from time to time, or causes beyond the reasonable control of EZLynx or which are not reasonably foreseeable by EZLynx. In each case, you agree not to hold EZLynx responsible for any damages proximately caused by such delay or lack of access. In addition, EZLynx is not responsible for any loss of User Data resulting from deletion or corruption or otherwise. While EZLynx uses reasonable efforts to include accurate and up-to-date information on the Site, EZLynx makes no warranties or representations as to accuracy of the Contents. EZLynx assumes no liability or responsibility for any errors or omissions in the Contents of the Site. Changes may be periodically made to the information at any time without notice.

THIS SITE AND ITS CONTENTS ARE PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTY OR CONDITION OF ANY KIND, EXPRESS, IMPLIED, OR STATUTORY. EZLYNX EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, WHETHER EXPRESS, ORAL, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING ANY IMPLIED WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE, ANY IMPLIED WARRANTY OF MERCHANTABILITY, ANY WARRANTIES ARISING BY VIRTUE OF CUSTOM OF TRADE OR COURSE OF DEALING. FURTHER, EZLYNX DOES NOT REPRESENT OR WARRANT THAT THIS SITE OR THE INFORMATION PROVIDED TO YOU THROUGH THIS SITE WILL MEET YOUR REQUIREMENTS, WILL BE PROVIDED WITHOUT VIRUS OR OTHER HARMFUL COMPONENTS OR CONDITIONS, OR WILL BE ACCURATE AS OF ANY PARTICULAR DATE. SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. EZLYNX SHALL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND RELATED TO YOUR USE OF THE SITE. EZLYNX DOES NOT WARRANT THAT THE USE OF THE SITE WILL BE UNINTERRUPTED OR ERROR FREE, NOR DOES EZLYNX MAKE ANY WARRANTY AS TO ANY RESULTS THAT MAY BE OBTAINED BY USE OF THE SITE.

IN NO EVENT WILL EZLYNX BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING SPECIAL, INDIRECT, CONSEQUENTIAL OR INCIDENTAL DAMAGES OR DAMAGES FOR LOSS OF PROFITS, REVENUE, USE, OR DATA WHETHER BROUGHT IN CONTRACT OR TORT, ARISING OUT OF OR RELATING TO YOUR USE OF THIS SITE, OR YOUR RELIANCE UPON OR USE OF ANY INFORMATION CONTAINED IN OR ACCESSED FROM THIS SITE. YOUR SOLE AND EXCLUSIVE REMEDY HEREUNDER IS FOR YOU TO DISCONTINUE YOUR USE OF THE SITE.

Other Agreements

These Terms of Use may be supplemented or amended by the terms of other "click-through" agreements between you and EZLynx found on our Site (the "Other Agreements"). In such cases, you may be asked to expressly consent to the terms of such Other Agreements, for example, by checking a box or clicking a button marked "I agree." If the terms relating to the subject matter of these Terms of Use are different than the terms of those Other Agreements, the of the Other Agreements will supplement or amend these Terms of Use. Miscellaneous: These Terms of Use will be governed by and interpreted in accordance with the laws of the State of Texas, USA, without regard to any of its choice of law rules that might lead to application of the law of another jurisdiction. Any dispute arising out of or related to your access to or use of this Site will be brought only in the United States District Court for the Northern District of Texas, Dallas Division, or, if federal subject matter jurisdiction is lacking, then in any Texas state District Court located in Dallas, Texas. By accessing or using this Site, you submit to the personal jurisdiction of these courts and waive all objections to placing venue exclusively before them. The prevailing party in any litigation will be entitled, in addition to any other relief granted to it, to recover reasonable attorney's fees, expenses and costs incurred in connection with the litigation. If any of these Terms of Use are determined to be invalid or unenforceable by a court of competent jurisdiction, then the remaining terms of use will remain in full force and effect, and the invalid or unenforceable term or condition of use will be deemed superseded by a valid, enforceable term or condition of use that matches the practical effect of the original provision as closely as possible.

Questions and Suggestions

If you have any questions or suggestions regarding our Terms of Use, please contact us at:

Webcetera, L.P.

601 Silveron Blvd, Suite 170

Flower Mound, TX 75028

Attn: Customer Service


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Our Contact Info

Henrich Insurance Group
13920 Osprey Ct, Suite B
Webster, TX 77598
Local: 713-349-0400
Toll Free: 877-349-0200
Fax: 713-349-8485

www.HIGTexas.com


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Also Serving: Houston, Webster, Clear Lake, Galveston, Seabrook, League City, Kemah, Texas
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