Do you own a motorcycle and have been wondering which insurance policy is right for you, or perhaps if you even need one, in the first place? HIG-Henrich Insurance Group is here to guide and help you in the process of making this decision. To start with, there are some factors that should be considered before purchasing an insurance cover for your bike. Here’s a summary of what you should consider when looking to purchase an insurance policy for your bike:
Before Purchasing Your Motorcycle Insurance
State Requirements: Different states in the U.S have different policy requirements for motorcycle insurance, with a few states not requiring citizens to take one (including Florida and Washington). However, those of us residing in Texas are expected by law to have motorcycle insurance, and one cannot be allowed to register their bike without proof of insurance. The premium costs may also vary, and the minimum coverage amounts being different by state.
Policy and What It Covers: The sole aim and purpose of an insurance policy is to protect you and your motorcycle, taking away all the worry and financial burdens that could arise in case of accidents. However, you need to be very careful about which policy you purchase, making sure that it fully covers bodily injury and property damage liabilities. A good insurance agency should be able to help you find the right cover to protect you and your bike, an art we have well perfected here at HIG-Henrich Insurance Group.
In a Nutshell
To sum up our discussion on motorcycle insurance policy, here the few questions you should remember to ask: Does your insurance policy cover all the components of your bike? How about damages caused to third parties in case of an accident? Have you also checked if important accessories like your helmet are taken care of? Sounds great! Now that you are well informed about what to consider when looking to purchase an insurance cover for your bike, you should be able to make the right decision concerning which insurance cover to take.
If you are looking to purchase an insurance cover that’s perfect for your bike in Texas, HIG-Henrich Insurance Group is here for you. Take advantage of our unique offers and policies suitable just for you. Get in touch with us today and discover the best package from the right guys, the experts!